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Hunt Insurance
The MFHA is offering a hunt policy for the MFHA’s registered and recognized hunts. For some hunts this insurance will be more costly than in the past. For most hunts, however, we believe the premiums will be lower.
Unlike in the past, a hunt cannot simply self-rate itself, write out a check, and send it in along with the application in order for the insurance to be effective. With this insurance, each hunt’s insurance liaison must fill out the application, send it in and then be rated by the agency administering the insurance.
You will probably have questions. If so, it would be best for you to contact our agent, Burley Cocks, who is also a hunting member of the Elkridge-Harford Hunt. Burley and his staff can provide you with further information, additional applications for excess coverage, and instructions about how to fill out the forms.
ABCO/ICS Insurance Company
Agent: Burley Cocks
(800) 564-0169
One major change from the past is that the new insurance has an athletic participant exclusion, like most insurance offered in the United States involving sports activities. We have been advised that this exclusion will NOT provide coverage if a hunt is sued by one of its members who is injured during a hunt activity. For this reason, it is very important that each hunt make certain that all of its participants sign releases before participating in any athletic activity or any other activity whatsoever involving the hunt.
If you have insurance through another company you should compare its cost and benefits with this insurance and select the insurance which best protects your hunt.
Insurance Application
Accident Indemnity Advantage Program
offered to the Masters of Foxhounds through Aflac
This voluntary supplemental program offers the following coverage: click to view brochure
- Protection 24 hours a day, 7 days a week, on or off a horse
- Protection includes riders in competition or pleasure riding
- Coverage includes minor accidents up to those that are severe
- The program is guaranteed renewable. As long as the premimums are paid the coverage is in force
- The "Association Rate" is locked in and won't change. Aflac hasn't raised rates on exisiting policy holders in 56 years
- There are no deductibles or co-pays
- There are no lifetime limits
- No network restrictions - you choose your own medical treatment provider
- No coordination of benefits - we pay regardless of any other insurance
- Once a claim is received, Aflac processes and sends a check directly to the policy holder with in 4-7 days
For more information on Aflac's Accident Indemnity Advantage Program, contact Daniel Hugo at (720) 427-0173.
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